We collect personal data directly from you; however, we may also collect personal data from other sources.

We sometimes collect data from public sources:

·       publications/databases made available by official authorities or third parties (e.g., Companies House, the Financial Conduct Authority);

·       websites/social media pages of legal entities or business clients containing information that you have disclosed (e.g., your own website or social media page);

·       public information such as that published in the press.

We also collect personal data from third parties:

·       from other Group entities;

·       from our clients (companies or individuals);

·       from our business partners;

·       from service providers of payment initiation and account aggregators (service providers of account information);

·       from third parties such as credit reference agencies and fraud prevention agencies;

·       from data brokers who are responsible for ensuring that they collect relevant information in a lawful manner.